By David Beam, Kris Kully, and Eric Mitzenmacher ( August 21, 2026, 4:37 PM EDT) -- On July 13, three federal banking agencies — the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corp. and the National Credit Union Administration — jointly issued guidance addressing credit risks associated with lending to individuals who are not legally authorized to work in the U.S.[1]...

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